Employer/Advisor Benefits

Employers

Typical fee structures use a flat-base fee, charge per participant, and add on to the price tag by charging a la carte for additional services like administrative tasks. The Sensible 401k™ Plan simply charges a flat monthly rate regardless of how many employees you have, plan design, or asset size!

Our flat monthly fees are based on the work we provide you, not the assets you invest with us. This keeps costs low. Even better, there is no invoicing. Our fees are pulled monthly for you. Simple!

By streamlining our entire process, having a pre-selected fiduciary-backed investment lineup, and having fixed monthly fees, the plan is simple for you and your employees to understand.

For more details, review our pricing.

Advisors

Freedom and Flexibility

The Sensible 401k™ Plan offers advisors the freedom and flexibility to act as an intermediary between fiduciary and sponsor, providing services like education, personal financial planning assistance, or other valuable and customizable services you regularly offer without the fiduciary burden of selecting and monitoring an investment lineup. You get paid while leaving the administrative tasks to us.

Partnership

Our model of flexibility and freedom allow us to build relationships between all management parties involved and deliver the highest quality of service to our shared clients. With each party responsible for one piece of a plan, we work efficiently and effectively together. Partnership leads to shared success for all, and longer lasting relationships that are mutually beneficial.

The Perfect Fit

Industry regulations and standards increasingly make selling plans harder on the individual advisor, and it’s easy to feel boxed in at larger investment agencies. That’s why The Sensible 401k™ Plan is a perfect fit for any advisor looking for greater independence and choice in investment sales and management.