Easy Decision-Making

Most retirement plans require upfront knowledge for decision-making that can significantly impact the future funds of your employees. We take the pressure off of you by providing a comprehensive plan design, that operates smoothly, and by offering pre-selected, fully-diversified, risk-based investment options.

Sponsors also have the flexibility to elect whether they want to provide employer contributions through either safe harbor, discretionary match, and/or discretionary profit sharing contributions. 

Easy Administration

You won’t have to worry about filling out forms and submitting official paperwork to the IRS - we’ve got that covered. We take care of the legal documentation submission and standard testing so that you’re fully compliant.

Management & Maintenance

The Sensible 401k™ Plan online portal gives you greater control and keeps costs low by reducing administrative costs. Online management allows you to do the following:

• Enroll and educate employees
• Upload census information and pay period contributions
• Receive email notifications for late or missed contributions
• Provide for direct IRS withholding reporting and 1099-R preparations
• Provide participants with Investment Diversification
• Receive Quarterly Reporting
• Online 401(k) account access for sponsors and participants